Cancellation

We recognise that sometimes you need to cancel your policy. This page tells you what you need to do.

Our cancellation policy

Cancellation Returns

You have the right to cancel your TDC Insurance policy at any time. If no claim has been made and no loss / damage incident has occurred that may give rise to a claim, we will, subject to your policy conditions, calculate any return premium due in accordance with our short period cancellation guide.

Short term premium computations

  • Cancellation during (Month 1); then 80% premium return
  • Cancellation during (Month 2); then 70% premium return
  • Cancellation during (Month 3); then 60% premium return
  • Cancellation during (Month 4); then 50% premium return
  • Cancellation during (Month 5); then 40% premium return
  • Cancellation during (Month 6); then 30% premium return
  • Cancellation during (Month 7); then 20% premium return
  • Cancellation during (Month 8); then no premium return

TDC Insurance will not return premium if a claim has been made, or an incident that may give rise to a claim has occurred.

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